店 数字货币与人民币国际化 国际货币体系的演化过程讲解书籍 人民币国际化的现状及影响因素介绍书 郑润祥 编著

导论 ························································································· 001
上 篇
*1 章 货币国际化理论概述 ························································· 009
1.1 货币国际化理论 ······························································· 009
1.1.1 货币国际化的概念 ··················································· 009
1.1.2 货币国际化理论综述 ················································ 011
1.2 离岸金融市场发展理论 ······················································ 018
1.2.1 离岸金融市场的定义及特征 ······································· 019
1.2.2 离岸金融市场发展理论综述 ······································· 022
1.3 货币国际化与离岸金融市场发展关系研究 ······························ 024
1.3.1 观点一：离岸金融市场对货币国际化有推动作用 ············· 025
1.3.2 观点二：离岸金融市场不一定能有效促进货币国际化 ······· 026
1.3.3 人民币离岸金融市场发展现状和问题 ···························· 032
1.3.4 离岸金融市场发展历史启示 ······································· 033
*2 章 国际货币体系的演化过程 ··················································· 036
2.1 国际货币体系发展脉络 ······················································ 036
2.1.1 以英镑为主导的金本位国际货币体系 ···························· 036
2.1.2 以美元为主导的布雷顿森林体系 ································· 038
2.1.3 多元货币发展的牙买加体系 ······································· 041
2.2 国际货币体系现状 ···························································· 043
2.2.1 全球外汇交易币种结构 ············································· 044
2.2.2 金融市场交易币种结构 ············································· 045
2.2.3 国际储备币种结构 ··················································· 045
2.2.4 国际货币汇率制度 ··················································· 048
2.2.5 后危机时代国际货币格局的启示 ································· 049
2.3 未来国际货币体系的展望 ··················································· 050
2.3.1 超主权货币方案 ······················································ 050
2.3.2 储备货币多元化方案 ················································ 054
2.3.3 危机过后的主流方案 ················································ 055
第3 章 货币国际化的国际经验 ······················································ 058
3.1 世界主要货币的国际化过程 ················································ 058
3.1.1 英镑金本位制体系的兴衰 ·········································· 058
3.1.2 美元霸权地位的建立 ················································ 060
3.1.3 日元国际化的曲折道路 ············································· 062
3.1.4 欧元区域货币国际化的过程 ······································· 065
3.1.5 超主权储备货币：特别提款权的国际化探索 ··················· 067
3.2 货币国际化的主要经验 ······················································ 071
3.2.1 货币国际化的实现条件 ············································· 071
3.2.2 货币国际化的路径选择 ············································· 074
3.2.3 货币国际化进程中的政府作用 ···································· 078
3.3 离岸金融市场的发展经验与启示 ·········································· 081
3.3.1 货币发行地的经济实力 ············································· 083
3.3.2 货币因素 ······························································· 083
3.3.3 需要具备一定的金融市场发展基础 ······························· 083
3.3.4 金融监管因素 ························································· 084
3.3.5 特定的国际环境 ······················································ 085
3.3.6 离岸金融市场的相对竞争力 ······································· 086
第4 章 货币国际化影响因素及离/在岸金融市场的影响的实证分析 ········ 087
4.1 货币国际化影响因素实证分析 ············································· 087
4.1.1 货币国际化的国家影响因素分析 ································· 087
4.1.2 中国与其他国家影响货币国际化因素的综合分析 ············· 092
4.2 离/在岸金融市场影响的理论探讨和案例分析 ··························· 098
4.2.1 离岸金融市场对在岸金融市场影响的理论探讨 ················ 098
4.2.2 离岸金融市场发展中的典型案例 ································· 101
4.2.3 对离岸金融业务的调控和监管 ···································· 103
第5 章 人民币国际化的现状及影响因素 ·········································· 106
5.1 人民币国际化的现状 ························································· 106
5.1.1 人民币跨境使用规模波动较大 ···································· 107
5.1.2 境外非居民持有境内人民币金融资产数量波动较大 ·········· 108
5.1.3 离岸金融市场人民币存款分化明显 ······························· 109
5.2 人民币国际化的影响因素 ··················································· 110
5.2.1 宏观层面的影响因素 ················································ 111
5.2.2 技术层面的影响因素 ················································ 112
下 篇
第6 章 数字货币概述 ································································· 123
6.1 数字货币诞生的技术基础 ··················································· 123
6.1.1 信息技术与通信技术 ················································ 124
6.1.2 区块链技术 ···························································· 125
6.1.3 物联网技术 ···························································· 128
6.2 数字货币的概念及发展 ······················································ 129
6.2.1 数字货币的定义 ······················································ 130
6.2.2 数字货币在国际上的发展 ·········································· 134
6.3 当前国际支付结算系统数字化发展 ······································· 136
6.3.1 数字货币的密码学技术（以比特币为例） ······················ 136
6.3.2 数字化的国际结算系统的发展 ···································· 138
6.4 数字货币发行条件下中央银行新的任务和作用 ························ 139
6.4.1 掌控数字货币的发行量 ············································· 139
6.4.2 推动数字货币系统的持续创新 ···································· 142
6.4.3 保存超级账本 ························································· 143
6.5 数字货币对金融行业的影响 ················································ 143
第7 章 国际货币数字化现状和趋势 ················································ 145
7.1 数字经济的基础作用与发展趋势 ·········································· 145
7.1.1 数字经济的基础作用 ················································ 146
7.1.2 数字经济的发展趋势 ················································ 149
7.2 数字金融的现状与发展趋势 ················································ 149
7.2.1 数字金融的现状 ······················································ 149
7.2.2 数字金融的发展趋势 ················································ 150
7.3 数字货币的探索与趋势 ······················································ 151
7.3.1 货币数字化是历史发展的共识 ···································· 151
7.3.2 传统货币的使用惯性和兑换成本正在降低 ······················ 152
7.3.3 支付平台货币的信息化升级 ······································· 154
7.3.4 系统重要性平台的互操作性 ······································· 156
7.4 法定货币与私人货币之争 ··················································· 157
7.4.1 法定货币与私人货币对比 ·········································· 157
7.4.2 无现金社会中的CBDC ············································· 158
7.5 数字货币有望重塑国际货币体系 ·········································· 158
7.5.1 数字货币区 ···························································· 159
7.5.2 社群网络冲击美元数字化 ·········································· 160
7.5.3 国际合成数字货币的构想 ·········································· 161
第8 章 数字人民币国际化的探讨 ··················································· 163
8.1 数字人民币技术解决方案 ··················································· 163
8.1.1 DC/EP 的顶层设计 ··················································· 164
8.1.2 DC/EP 的发行、流通、管理、回笼及投融资 ·················· 166
8.1.3 数字钱包/芯片卡 ····················································· 168
8.1.4 DC/EP 的使用 ························································· 172
8.1.5 DC/EP 与区块链技术 ················································ 173
8.1.6 DC/EP 用于银行间结算 ············································· 174
8.2 数字化人民币在物联网支付应用中的展望 ······························ 175
8.2.1 物联网与物联网支付 ················································ 176
8.2.2 DC/EP 的设计特点及与物联网支付的互相促进 ················ 178
8.2.3 物联网设备支持DC/EP 的技术考量 ······························ 181
8.3 数字货币国际化的路径和场景 ············································· 183
8.3.1 跨境电子商务 ························································· 184
8.3.2 跨境移动支付场景 ··················································· 184
8.3.3 资本项目可兑换 ······················································ 185
8.3.4 货币互换中的应用 ··················································· 186
8.3.5 离岸人民币的监测 ··················································· 186
8.4 数字人民币跨境服务和国内监管的转型 ································· 187
8.4.1 WTO 框架下的数字货币跨境金融服务环境 ···················· 187
8.4.2 数字化转型推动外汇监管向国际货币监管转型 ················ 190
参考文献 ···················································································· 192
后记 ························································································· 198