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正版新书]财富跨世代 家族财富的管理与传承尚祖安,于永超,季亨
¥ ×1
目 录
第一章 为什么富过三代这么难
第一节 富有阶层,跌落的原因 ······················································3
第二节 富过三代,艰难的挑战 ······················································8
第三节 财富平分,错误的选择 ·····················································13
第四节 认知局限,失败的根本 ·····················································15
第二章 财富管理是在管什么
第一节 重新定义财富管理 ···························································25
第二节 管理流动性:财富不流动不增值 ··········································32
第三节 管理风险:富贵险中求 ·····················································34
第四节 富人的财富管理逻辑 ························································38
第五节 财富管理的系统化 ···························································42
第三章 企业财产合规化
第一节 家企隔离:守护家族财富安全 ············································50
第二节 担保、对赌与代持:穿透的不只是财富 ·································61
第三节 家族债务风险隔离策略 ·····················································72
第四节 刑事责任风险:企业主的成功陷阱 ·······································78
第四章 合规财产私有化
第一节 什么是财富管理中的财富私有化 ··········································92
财富跨世代:家族财富的管理与传承
·X·
第二节 企业财富私有化的实现路径 ···············································93
第三节 企业上市,财富落袋为安 ················································105
第四节 个税,不可跨越的必经之门 ··············································114
第五章 私有财产系统化
第一节 资产配置的相关概念、作用及结构 ·····································120
第二节 保险在资产配置中的规划与意义 ········································142
第三节 系统化管理,需要重视婚姻风险与防范 ·······························156
第四节 财富全球化,需要考量全球身份规划 ··································174
第五节 税务合规与筹划,财富安全私有化的根本 ····························182
第六节 家族办公室的选择与设立 ················································200
第六章 系统财产传承化
第一节 财富传承没有机会再重来 ················································220
第二节 家族财产继承分析 ·························································230
第三节 不同司法环境下的家族信托 ·············································253
第四节 家族慈善基金的运营与管理 ·············································285
第五节 家族传承与家族宪章 ······················································299
第七章 选对财富管理从业者
第一节 要特别小心只谈优势与低价竞争的从业者 ·····························322
第二节 真正的专业人士会从客户的角度去规划 ································324
第三节 高知名度不等于高质量服务 ··············································325
第四节 选择“三有”专业人士 ····················································327
第五节 如何评估职业道德 ·························································330
后记
尚祖安
万时财富管理咨询创始人,理财规划、财富管理资深专业人士。从事财富管理咨询与培训行业,为高净值、超高净值家庭/家族提供财富管理与传承服务超过26年。中国银行业协会《私人银行理论与实务》教材编写委员会委员、专家顾问委员会专家。
于永超
北京未名律师事务所主任、创始合伙人,资深律师与家族财富管理专家,中国式股东互保创始人。执业超28年,专注于财富保护与财富传承、家族企业治理、股权传承、家族信托等领域。长期为企业家、私人银行及家族办公室提供专属服务。倡导天下无讼,家和业兴。
季亨卡
中伦律师事务所合伙人,具有中国和美国律师资格。一直以来深受超高净值家族客户信任,擅长于家族财富规划、财富保护与财富传承。曾多次荣获国际评级机构(钱伯斯、法律500强等)在私人财富、税务领域的特别推荐。
1.回归本质,认知财富管理逻辑;综合视角,构建财富传承体系
2.将家族财富管理体系分解为四大模块:
- 企业财产合规化
- 合规财产私有化
- 私有财产系统化
- 系统财产传承化
3.深入分析大量公开案例,兼顾实用性与可读性
4.这本书将帮助你:
重新发现——财富管理与传承存在的问题与风险
重新学习——财富管理与传承体系的搭建与应用
重新建立——财富管理与传承服务的认知与理解
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